TASK
Credit analysis & lending
Analyse borrowers, spread financials, write credit memos and support underwriting decisions. ToolGrail lists 11 AI tools for this task, including Prometiam Risk Intelligence, Alloy, nCino and Zest AI.
Tools for this task
| Tool | What it does | Pricing | Type | Evidence |
|---|---|---|---|---|
| Prometiam Risk IntelligenceNot verified | Company data and KYB API for 36 countries: monitoring, financial statements, insolvency, sanctions. | Pricing not verified | Tool + MCP | Site checked |
| AlloyAlloy | AI-powered risk management for onboarding, financial crime prevention and compliance. | Pricing not verified | Tool | Site checked |
| nCinonCino | Banking software with AI agents for banking roles across lending and account opening. | Pricing not verified | Tool + MCP | Site checked |
| Zest AIZest AI | AI for credit underwriting, fraud detection and lending intelligence. | Pricing not verified | Tool | Site checked |
| cmbs.newsNot verified | Loan-level CMBS data from SEC filings: loans, trusts, CUSIPs, distress index, tenants, comps. | Pricing not verified | MCP | Site checked |
| Conduit.loansNot verified | CMBS conduit loan sizer and 2026 underwriting stats (DSCR, LTV, debt yield) from SEC filings. | Pricing not verified | MCP | Site checked |
| InsolvenzmonitorNot verified | German insolvency notices: check companies, proceeding status, customer lists and statistics. | Pricing not verified | MCP | Site checked |
| Moody’sMoody’s | Credit ratings, research and data for capital markets, with GenAI research capabilities. | Pricing not verified | Tool + MCP | Site checked |
| ValidisValidis | Connects to more than 100 accounting systems and standardises financial data for audit, lending and advisory. | Pricing not verified | Tool + MCP | Site checked |
| S&P Capital IQ ProS&P Global Market Intelligence | Financial market intelligence platform with AI-powered insights across public and private company data. | Pricing not verified | Tool | Site checked |
| AnalizaFirm.plNot verified | Polish companies from KRS: financial statements, A-E credit rating, insolvency, VAT, owners. | Pricing not verified | MCP | Site checked |
Roles that do this work
Sectors where it is common
ToolGrail gives general information about AI tools. It is not financial, investment, tax, legal, medical or other professional advice, and a listing is not an endorsement. No paid ranking. Catalog updated 2026-11-13; each tool shows its own review date and evidence level. Tool fit is an editorial suggestion based on published capabilities. See sources & methodology →
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