Find the right AI tools for any job, task or industry.ACCOUNTING, AUDIT & TAX · EXECUTIVE / OWNER
Virtual CFO
AI tools to consider for a virtual CFO include Campfire, OneStream, Planful and Prophix. They support tasks common in this work: FP&A, budgeting & forecasting, close the books & reconcile accounts, treasury & cash management and financial reporting & disclosure.
FP&A, budgeting & forecasting
Build budgets, rolling forecasts, scenarios and management commentary for planning decisions.
| Tool | What it does | Pricing | Type | Evidence |
|---|---|---|---|---|
| TrovataTrovata | AI-powered platform connecting banks and treasury workflows for real-time cash visibility and automation. | Pricing not verified | Tool | Site checked |
| AbacumAbacum | AI-native business planning platform with an AI agent that helps teams plan with shared data and logic. | Pricing not verified | Tool + MCP | Site checked |
| AgicapAgicap | Cash management software for cash-flow forecasting, invoice payment and receivables follow-up, with Agicap AI. | Pricing not verified | Tool + MCP | Site checked |
| AnaplanAnaplan | Scenario planning and analysis platform that combines AI, data and connected planning. | Pricing not verified | Tool | Site checked |
| CubeCube | AI financial intelligence platform for FP&A teams working in spreadsheets, browsers and chat. | Pricing not verified | Tool + MCP | Site checked |
| DatarailsDatarails | AI operating system for finance teams that unifies financial and operational data and keeps existing Excel models. | Pricing not verified | Tool + MCP | Site checked |
| DrivetrainDrivetrain | AI-native FP&A software for forecasts, budgets, headcount plans and scenarios. | Pricing not verified | Tool | Site checked |
| KyribaKyriba | Liquidity performance platform for cash visibility, forecasting, payments security and AI-powered analytics. | Pricing not verified | Tool | Site checked |
Close the books & reconcile accounts
Run month-end close, reconcile accounts, prepare journal entries and explain variances.
| Tool | What it does | Pricing | Type | Evidence |
|---|---|---|---|---|
| QuickBooks Intuit IntelligenceIntuit | Use business-data-aware chat and accounting automation inside QuickBooks to organize transactions and explore financial questions. | Paid | Tool | Source reviewed |
| DigitsDigits | AI-native accounting software with automated bookkeeping, real-time financials, bill pay and invoicing. | Pricing not verified | Tool + MCP | Site checked |
| DualEntryDualEntry | Agentic AI ERP that aims to automate most manual accounting tasks at higher transaction volumes. | Pricing not verified | Tool + MCP | Site checked |
| FloQastFloQast | AI agents that automate reconciliations, close workflows and journal entries with human approval and an audit trail. | Pricing not verified | Tool | Site checked |
| NilusNilus | AI agents that run treasury, accounts receivable, accounts payable and close on the same live numbers. | Pricing not verified | Tool | Site checked |
| OneStreamOneStream | Unified EPM platform connecting finance and operations, positioned as an AI operating system for finance. | Pricing not verified | Tool | Site checked |
| PlanfulPlanful | Financial performance management with explainable AI for planning, consolidation and reporting. | Pricing not verified | Tool | Site checked |
| ProphixProphix | AI-powered performance management for budgeting, forecasting, planning and reporting in mid-market companies. | Pricing not verified | Tool | Site checked |
Treasury & cash management
Track cash positions, forecast liquidity, manage bank connections and financial risk.
| Tool | What it does | Pricing | Type | Evidence |
|---|---|---|---|---|
| Ripple Treasury (GTreasury)Ripple | Treasury management system for corporate treasury with governed AI and an audit trail from decision to settled cash; formerly GTreasury. | Pricing not verified | Tool | Site checked |
| FathomFathom | Financial analysis, management reporting, consolidation and cash-flow forecasting with AI report commentary. | Pricing not verified | Tool | Site checked |
| BilltrustBilltrust | AI-powered B2B accounts receivable platform for invoicing, collections and cash application. | Pricing not verified | Tool | Site checked |
| TesorioTesorio | AI financial operations platform for accounts receivable, collections, cash forecasting and payments. | Pricing not verified | Tool + MCP | Site checked |
| TipaltiTipalti | Finance automation combining AI with accounts payable, mass payments, procurement, expenses and treasury. | Pricing not verified | Tool + MCP | Site checked |
| UpflowUpflow | Accounts receivable software with AI agents for collections, AR insights and matching payments to invoices. | Pricing not verified | Tool + MCP | Site checked |
| HighRadiusHighRadius | AI finance platform for order-to-cash, record-to-report, accounts payable and treasury. | Pricing not verified | Tool | Site checked |
Financial reporting & disclosure
Prepare financial statements, consolidations, notes and regulatory filings under IFRS, Ind AS or GAAP.
| Tool | What it does | Pricing | Type | Evidence |
|---|---|---|---|---|
| PuzzlePuzzle | AI accounting suite with optional bookkeeper review or a fully managed close and real-time financials. | Pricing not verified | Tool + MCP | Site checked |
| RilletRillet | AI-native general ledger and ERP aimed at faster close and real-time reporting. | Pricing not verified | Tool | Site checked |
| TrintechTrintech | Cloud financial close and account reconciliation software for finance and accounting professionals. | Pricing not verified | Tool | Site checked |
| VenaVena | Microsoft-native financial and operational planning, decisioning and close platform with AI agents. | Pricing not verified | Tool | Site checked |
| BlackLineBlackLine | Agentic AI platform that automates record-to-report and invoice-to-cash work for finance and accounting teams. | Pricing not verified | Tool | Site checked |
| CampfireCampfire | AI-native ERP for lean finance teams that automates reconciliations, close and revenue work. | Pricing not verified | Tool | Site checked |
| Sage IntacctSage | Cloud accounting and financial management software with AI-powered features for growing organisations. | Pricing not verified | Tool | Site checked |
| KipperNot verified | Read-only by architecture: ask AI about QuickBooks, Xero and NetSuite, across every entity. | Pricing not verified | Tool + MCP | Site checked |
Finance & accounting
Support bookkeeping, finance operations, and business reporting.
| Tool | What it does | Pricing | Type | Evidence |
|---|---|---|---|---|
| SpeakToYourDatabase for OdooNot verified | Odoo MCP connector for ChatGPT and Claude: ask sales, invoices and stock in plain words. Read-only. | Pricing not verified | Tool + MCP | Site checked |
| GPT BusinessNot verified | Read your GPT Business workspace, calculate quotes and invoices, and prepare business drafts. | Pricing not verified | Tool + MCP | Site checked |
| ZeniZeni | AI bookkeeping and accounting with an AI accountant and AI CFO plus expert review. | Pricing not verified | Tool + MCP | Site checked |
| MYOBMYOB | Business and accounting software for Australian and New Zealand businesses and their advisers. | Pricing not verified | Tool + MCP | Site checked |
| PennylanePennylane | AI-native platform combining invoicing, accounting and business banking for businesses and their accountants. | Pricing not verified | Tool + MCP | Site checked |
| Zoho BooksZoho | Online accounting software with GST, invoicing, expenses and AI in accounting features for small businesses and accountants. | Pricing not verified | Tool | Site checked |
| ClodouNot verified | Quotes, invoices, clients, expenses, time and tasks for small businesses, with approvals and undo. | Pricing not verified | Tool + MCP | Site checked |
| SuperBooksNot verified | Financial OS for small businesses: transactions, invoices, customers, time tracking and reports. | Pricing not verified | Tool + MCP | Site checked |
Fields this role works in
Pharma & biotech ↗Accounting, audit & tax ↗FMCG & consumer goods ↗Technology & software ↗Healthcare & social care ↗Finance & insurance ↗Manufacturing ↗Retail & ecommerce ↗Construction & engineering ↗Energy & utilities ↗Transport & logistics ↗Hospitality & tourism ↗Real estate ↗Telecommunications ↗AI skills to learn →
Common questions
What AI tools can a virtual CFO use?
Campfire, OneStream, Planful, Prophix and Trovata are good places to start. Tasks they support in this work include: FP&A, budgeting & forecasting, close the books & reconcile accounts and treasury & cash management.
How should AI output be checked in this role?
Treat it as a draft. Confirm facts, figures, and citations against the original source, and keep accountable decisions with a qualified person. Check the vendor’s data terms before sharing anything confidential.
ToolGrail gives general information about AI tools. It is not financial, investment, tax, legal, medical or other professional advice, and a listing is not an endorsement. No paid ranking. Catalog updated 2026-11-13; each tool shows its own review date and evidence level. Tool fit is an editorial suggestion based on published capabilities. See sources & methodology →